Overspending: 40% of church members say they overspend monthly; also, 40% of church members pay more than $2,000 a year in interest, not including their mortgage.

Incomes Up, Giving Down: Incomes have gone up 9-10 times in the last 20 years while giving has gone down about 50%.

Debt versus Income: “More than a third (36%) of those who owe more than $10,000 on their credit cards have household incomes under $50,000.”

Rising Debt: Nearly 50% of Americans spend more than they earn.

Giving Not a Priority: Christians worldwide had personal income totaling more than $16 trillion in 2007 but gave only 2%, or $370 billion, to Christian causes.

Trouble in Good Times: About 80 million families in the United States would say that they are in financial trouble, after 50 years of almost unparalleled prosperity.

Debt: 33% of U.S. born-again Christians say it is impossible for them to get ahead in life because of the financial debt they have incurred.